Jump to useful links Jump to main navigation Jump to content Jump to footer

Personal Checking

 

Account: Free Checking E-Checking

Welcome Checking

Mountain Interest Checking Mountain Travel Checking Mountain Management Account
Description   For individuals that prefer electronic access to their accounts. For individuals establishing or rebuilding their credit.   Available to anyone regardless of your age! Offers higher balances with a tiered rate structure.
Opening Balance $95 $95 $95 $95 $100 $10,000
Service Charge None None $9.95 monthly $10 monthly $15 monthly $75 annually
Service Charge Waived N/A N/A N/A With a $1,000 minimum daily ledger balance With a $2,500 minimum daily ledger balance OR $10,000 CD/IRA maintained by the customer With a $25,000 combined minimum daily ledger balance of all primary accounts held in the customer portfolio
Checks Standard price Standard price Standard Price Standard price FREE bank-style checks FREE bank-style checks
Interest Bearing No No No Yes Yes Yes
Interest Tiers N/A N/A No $0 or more* $500 or more* $0-2,500*
$2,500 and over*
Statements Paper or Electronic Only Electronic Statements Paper or Electronic Paper or Electronic Paper or Electronic Paper or Electronic
Free Online Banking & Bill Pay Yes Yes Yes Yes Yes Yes
Free Debit Card
(Subject to Credit Approval)
Yes Yes May apply after 6 months Yes Yes Yes
ATM Service Charge None at ATMs on the Surcharge Fee Network None at ATMs on the Surcharge Fee Network None at 
ATMs on the Surcharge Fee Network
None at ATMs on the Surcharge Fee Network None at ATMs on the Surcharge Fee Network None at ATMs on the Surcharge Fee Network
Free Notary Service No No No No Yes Yes
Free Cashier Checks No No No No No Yes
Adventure Club Membership No No No No Yes Yes
Safe Deposit Box Discount No No No No 50% (auto-debited only) 50% (auto-debited only)
Monthly E-Vue Credit No $1.00 credit No No No No

 * Interest will be calculated on daily collected balances and credited monthly.