Personal Savings

Mountain Valley Community Bank offers several options to assist you in reaching your savings goals including short-term and long-term investment options.

Regular Savings

• $95 Minimum to open
• $95 Minimum daily balance to avoid $6.00 quarterly maintenance fee
• Four (4) free withdrawals per quarter
• Excessive activity charge of $3.00 each withdrawal over four (4) per quarter

Mountaineer Savings Club
Mountain Valley Community Bank Mountaineer Savings Club is a fun way to save for children ages 18 and under.

• $5.00 Minimum to open
• Four (4) free withdrawals per quarter
• Excessive activity charge of $3.00 each withdrawal over four (4) per quarter

Mountain Money Market Account
Mountain Valley Community Bank Money Market account offers competitive rates and rewards higher balances with a tiered-rate structure.

• $1,000 Minimum to open
• No maintenance fee with a $1,500 minimum daily balance
• A $15.00 monthly maintenance fee will apply if the above balance is not maintained
• Interest on balances of $1,500 or more will be calculated on daily collected balances and credited monthly
• Federal regulations limit third party or preauthorized withdrawals to six (6) per statement cycle, of which three (3) may be made by check or draft. An excessive activity charge of $10.00 will be charged for each withdrawal in excess of those permitted.