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Mountain Valley Community Bank offers both interest bearing and non-interest bearing checking accounts. Our checking accounts reflect our commitment to value and require a low minimum deposit to open.
- $95 Minimum to open
- No minimum balance to avoid fee
- No maintenance fee
- Free Check card (subject to credit approval)
- Free Internet Banking with Bill Pay
- Imaged Statement
- No service charge at ATM's on the Surcharge Free Network (List @ surcharge free.com)
E-Checking is designed for individuals that desire easy electronic access to their accounts and like the idea earning a monthly credit to their account.
- $95 Minimum to open
- No minimum balance to avoid fee
- No maintenance fee
- Free Check card (subject to credit approval)
- Free Internet Banking with Bill Pay
- $2.00 monthly credit
- E-Statement
- No service charge at ATM's on the Surcharge Free Network (List @ surcharge free.com)
- $95 Minimum to open
- No maintenance fee with a $1,000 minimum daily ledger balance
- A $10.00 monthly maintenance fee will apply if the above balance is not maintained
- Interest will be calculated on daily collected balances and credited monthly
- Free Check card (subject to credit approval)
- Free Internet Banking with Bill Pay
- Imaged statement
- No service charge at ATM's on the Surcharge Free Network (List @ surcharge free.com)
Our special Mountain Travel Checking is available to anyone
regardless of your age! Enjoy travel for various age groups.
- $100 Minimum to open
- No maintenance fee with a $2,500 minimum
daily ledger balance or $10,000 CD/IRA maintained by the customer
- A $15.00 monthly maintenance fee will apply if the
above balance is not maintained
- Interest on balances of $500 or more will be calculated
on daily balances and credited monthly
- Free Check Card (subject to credit approval)
- Free Internet Banking with Bill Pay
- Free Bank Style Checks
- Free Traveler’s Checks
- Free Cashiers Checks
- Free Notary service
- Membership in Mountain Valley Adventure Club
- 50% Discount on safe deposit box (Auto Debited Only)
- Imaged statement
- No service charge at ATM’s on the Surcharge Free Network
The Mountain Management Account allows you to
better manage your funds by sweeping excess funds into
a higher interest bearing account, while taking care of
your checking needs by “sweeping” funds into your
account when needed.
- $10,000 Minimum to open
- No maintenance fee with a $25,000 combined daily ledger
balance of all primary accounts held in the customer portfolio
- A $75.00 annual maintenance fee will apply if the above balance is not maintained
- Free Check Card (subject to credit approval)
- Free Internet Banking with Bill Pay
- Free Bank style checks
- Free Traveler's Checks
- Free Cashiers Checks
- Free Notary Service
- 50% Discount on Safe Deposit Box (Auto Debited Only)
- Membership in Mountain Valley Adventure Club
- Imaged Statement
- No service charge at ATM’s on the Surcharge Free Network
- Account automatically sweeps money between high
interest checking account and an interest bearing
checking account. Target balance for checking is
$2,500. Once checking balance exceeds $2,500 money
will be swept into higher yield account, leaving $2,500
in checking account. Once the checking account
reaches below 0, an automatic deposit of $2,500 will be
made from the high yield account.
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