Resource Center


Automatic Teller Machine (ATM)


With a Mountain Valley Community Bank debit card, you can make withdrawals
at any ATM worldwide.  No service charge at ATMs on the Surcharge Free Network.
Visit for a list of surcharge free ATMs.  Enter "SUM ATM locator" at your 
favorite mobile app store and download the app for FREE.

Please click here to see ATM locations ( that you can use with no service charge.


Credit Cards


Mountain Valley Community Bank offers two consumer credit products: Prime Advantage Visa or MasterCard and Platinum Advantage Visa. Mountain Valley Community Bank offers Business Advantage Credit Cards. Come in or call Mountain Valley Community Bank to get your application started.


Debit Card with ScoreCard® Rewards


For a fast, convenient and safe way to pay for your
purchases, Mountain Valley Community Bank offers the
Mountain Valley Community Bank Debit Card. It looks
like a credit card but works like a check. You may
use your Debit Card at ATMs to get cash or make purchases.
With a Debit Card purchase, the payment is automatically
deducted from your checking account. When using your Debit
Card for purchases, simply choose “Credit” instead of
“Debit” to receive ScoreCard® Rewards points toward
merchandise and travel! Click here to sign up.

To report a lost or stolen debit card after business hours
please call 1-800-500-1044.


Direct Deposit


With the convenience of Direct Deposit, you can have
immediate access to your money by having your payroll
check deposited directly into your account. It’s safe, simple
and worry-free. Our staff at Mountain Valley Community Bank
can assist you in establishing direct deposit of Social
Security, other government payments or company pension


Safe Deposit Boxes


Mountain Valley Community Bank offers a safe and secure
place for holding your personal belongings and important
papers. You can choose a 3x5, 3x10, 5x10, or a 10x10 box
depending on your needs. Safe box size availability will vary
at each location.


24 Hour Telephone Banking


Telephone Banking gives you fast, up-to-the-minute
account information and is available 24 hours a day, 7 days
a week. With a touchtone phone, you may inquire about
your account balance, find out if a check has cleared and
even make transfers between accounts.



Business Services


Corporate Credit Cards
Enjoy the convenience of using corporate credit cards
to make business purchases. Individual cards for key
employees will help you track spending and manage

Merchant Services
We can process your credit card transactions quickly,
efficiently and securely. Funds are deposited directly
into your business checking account. Ask a Mountain
Valley Community Bank banker for information.

Night Depository
For your convenience, you can make secure deposits
at any time.

Wire Transfers
Funds may be sent or received from almost any part of
the world by wire transfer. Ask any customer service
representative about this convenient and affordable
method of moving your money.

Occasional Overdraft Privilege Service (OOPS!tm)

OOPS! is automatically added to eligible accounts to cover checks and ACH transactions. Customers can opt into OOPS! to cover ATM/debit card transactions.  See our OOPS!disclosure for terms and conditions.

Gift Cards

Mountain Valley Community Bank offers gift cards which can 
loaded with any amount between $10 and $750 and used 
by the recipient anywhere VISA is accepted or you can 
purchase a reloadable travel card loaded with any amount
between $100 and $5,00.  This card can be used worldwide
at ATM's and VISA merchants and reloaded via the web.

Investment Services / Wealth Management

  • Asset Management
  • Retirement Planning
  • Planning for College
  • Investments that fit